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Since you have to submit your income every year, if your income rises high enough, your payment will adjust accordingly.This isn't a secret, but this is one of the most popular ways to currently get loan forgiveness.This article contains references to products from one or more of our advertisers.

The actual amount of your “discretionary income” is determined by a formula based on your family size and income tax returns.

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It's estimated that roughly 50% of student loan borrowers qualify for some type of student loan forgiveness program.

It has nothing to do with your repayment plan, however, if you're smart, you'll combine IBR or PAYE with PSLF to get the maximum benefit.

You can learn more about Public Service Loan Forgiveness here: Top Ways To Get Student Loan Forgiveness, or you can enroll in our 15 minute program to show you how to apply.


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